Episode 12 – Changes in the Small Business Lending Landscape

Mark Barbash joins the impact lenders podcast to talk about the changing landscape of the small business lending sector, and how impact lenders can best respond to it. The declining number of community banks and the proliferation of online lenders has shifted the small business lending environment dramatically. Impact lenders need to understand these market […]

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Episode 11 – Reforming CRA

The Community Reinvestment Act (CRA) motivates a substantial portion of bank investments into CDFIs, and as budgets for community development programs shrink, its importance continues to grow.  The Office of the Comptroller of the Currency recently released an advance notice of proposed rulemaking seeking comment on reforms to CRA, highlighting the likelihood that changes are […]

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Episode 07 – Topics in Underwriting

Peter Schaeffing, President of High Impact Financial Analysis, discusses topics in underwriting in this week’s podcast.  The episode offers lessons to newer underwriters and reminders that will help more experienced underwriters stay sharp.  Specific topics include leasehold mortgages (starting at the 1:25 mark), financial analysis of consolidated organizations (5:28), pension plans (8:30), and underwriting low […]

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Episode 05: Inclusion in Impact Lending

Ami Pascual Spear joins the Impact Lenders Podcast to discuss inclusion in the impact lending industry.  As a past founder, employee, and current board member of various impact lending institutions, Ami has broad experience in the field that she draws on as she discusses the importance of inclusion and how the industry could improve.  Ami’s […]

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